Welcome to LocalQuotes.online (the "Site"), operated by R1D Media Group ("we," "us," or "our"). By accessing or using this Site, submitting a quote request, or otherwise engaging with our services, you agree to be bound by these Terms of Service. Please read them carefully.
If you do not agree to these Terms, please do not use this Site.
LocalQuotes.online is a lead generation platform that connects consumers ("Users") with independent, licensed local insurance agents ("Agents"). We do not sell insurance, provide insurance advice, or act as an insurance agent or broker. All insurance products are offered solely by the independent Agents matched through this Site.
By submitting a quote request, you authorize us to share your contact and coverage information with Agents in your area who may reach out to you regarding your insurance needs.
By using this Site you represent that:
When you submit a quote request on this Site, you expressly consent to being contacted by us and by matched local Agents via phone, email, or text message — including by automated dialing systems — regarding your insurance needs. This consent is not a condition of any purchase.
All Agents connected through this Site are independent licensed professionals. We do not employ, supervise, or control Agents. We make reasonable efforts to verify that Agents hold valid licenses, but we do not guarantee, warrant, or verify the ongoing licensing status, qualifications, or suitability of any Agent.
You are solely responsible for independently verifying an Agent's licensing, credentials, and suitability before purchasing any insurance product.
Nothing on this Site constitutes insurance advice, legal advice, or financial advice. All content is provided for general informational purposes only. You should consult with a licensed insurance professional before making any insurance decisions.
By submitting your information through this Site, you agree that we may share your name, contact details, address, date of birth, and coverage interests with Agents and our affiliated partners for the purpose of fulfilling your quote request. Our use of your information is governed by our Privacy Policy.
This Site and all services are provided on an "as is" and "as available" basis without warranties of any kind. We expressly disclaim all implied warranties including merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, R1D Media Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or any insurance products obtained through matched Agents.
You agree to indemnify and hold harmless R1D Media Group and its affiliates, officers, and agents from any claims, liabilities, damages, and expenses — including legal fees — arising from your use of the Site, your violation of these Terms, or your interactions with any Agent.
All content on this Site — including text, graphics, logos, and design — is the property of R1D Media Group or its licensors and is protected by copyright and trademark laws. You may not reproduce or distribute any content without our express written permission.
These Terms shall be governed by the laws of the State of Colorado. Any disputes shall be resolved exclusively in the courts located in Colorado.
We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.